| The key to buying a diamond is a combination of | | | | category of stones, where the savings will be |
| having technical knowledge, being market savvy | | | | greater. To go with a high color and lower clarity |
| and most importantly, developing an "eye". The | | | | combination, such as an E color but good SI-2 |
| most important rule to remember is that the right | | | | clarity will also yield a good value. |
| diamond should jump out at you from the | | | | Carats or the weight of the diamond is the 3rd |
| moment you see it. In the diamond industry, all | | | | determinant of price. 100 points equal a carat, and |
| diamonds are graded according to the 4-Cs. | | | | is impossible for human eye to see. Though a |
| Understanding the 4-Cs and the diamond industry | | | | diamond can be 1 carat in weight, it can look |
| will allow one to become a savvy diamond buyer. | | | | bigger or smaller than its carat weight states. So |
| Of the 4-Cs, clarity is the hardest to determine | | | | when buying a round diamond of 1 Carat size, |
| by the average consumer and one of the reasons | | | | look for stones that are at least 6.2mm in |
| to buy from a trusted jeweler. Grading starts at | | | | diameter. Also, because the jewelry industry has |
| IF (internally flawless), followed by VVS1 and | | | | a tolerance level of 5% difference on stated |
| VVS2 (Very very slightly included). These two | | | | carat weights on jewelry, this is why buying from |
| grades are very uncommon and for the money, | | | | a trusted jeweler is key. It is impossible for any |
| is not a good value to buy a stone in. You can | | | | one to eyeball carat size, you cannot tell the |
| never differentiate a diamond between VVS1 and | | | | difference between a 1 CT tennis bracelet or a |
| VS1 even under 100X magnification, yet the price | | | | .90CT bracelet, yet there is a big price differential. |
| difference could be thousands of dollars. People | | | | Cut is the most technical of the 4-C's. The fact of |
| who want the best quality and value usually buy in | | | | the matter is that one can see a diamond that is |
| the VS1 or VS2 level. SI-1 and SI-2 are the next | | | | cut well versus one that is cut poorly. The cut |
| level. SI stands for slightly included with SI-1 being | | | | states that the crown (top of the diamond), |
| clearer than an SI-2 stone. If you see a stone | | | | pavilion (bottom of the diamond) and the girdle |
| that has a lot of inclusions under a microscope but | | | | (thin middle ring that divides the crown and |
| is not visible to a naked eye, this is an SI-2 stone. | | | | pavilion) should have ideal range that the diamond |
| Any stone that has flaws visible to a naked eye | | | | should be cut. |
| will be an SI-3 or sometimes labeled as an I-1 | | | | The last C is the certs that diamonds carry and is |
| stone. The rapport will grade these stones down | | | | the final component that affects diamond pricing. |
| to an I-3. These are usually the stones that are | | | | Many stones that are above .75CT are certified |
| advertised for $399 a carat. For engagement ring | | | | by independent laboratories. The certificates will |
| quality diamonds, it is recommended not to go | | | | plot a mapping of the inclusions, give dimensions |
| below an SI-2. | | | | and measurements of the diamond, state the |
| Of the 4cs, Color is the most visible to the buyer. | | | | polish and symmetry, fluorescence, and state if a |
| The color chart starts at D, with D/E/F being the | | | | diamond has been enhanced. Although there are |
| most pure and the most white of all the diamond | | | | many labs that certify diamonds, the most |
| colors. The second category is G/H/I, which is | | | | popular on the market are certified by GIA or |
| considered the near colorless category and will | | | | EGL. GIA (Gemological institute of America) has |
| have a varying hint of color. When the majority | | | | predominately been very strict or rather on the |
| of the diamonds were formed, gaseous elements | | | | conservative side of their grading, so GIA |
| such as nitrogen were trapped in the carbon | | | | diamonds tend to sell at a premium. EGL |
| lattice thus causing variation in the diamond colors. | | | | (European Gemological Laboratory) is also very |
| Within the J/K/L range, the buyer will be able to | | | | popular but sometimes have struggled with their |
| see varying degrees of yellow in the stones. | | | | consistency. Thus their stones will usually sell 5 - |
| Although color is graded down to Z, the rap sheet | | | | 10% less then a stone with the same grade from |
| stops at M. For engagement ring quality, anything | | | | GIA. GIA stones are not necessarily better |
| below the color "I" is not recommended. The | | | | stones then EGL certified stones. Plenty of |
| lower color stones are usually made for other | | | | beautiful stones get sent in to be processed by |
| purposes. | | | | EGL as they do GIA. |
| Because the prices for color do vary greatly, it is | | | | The price difference for clarity and color affects |
| imperative for the buyer to be able to | | | | the prices exponentially. Buying a high color is |
| differentiate between the colors. The only way to | | | | where the buyer's dollar will be well spent. Clarity |
| truly grade the color is to compare the stones | | | | is impossible to see without a microscope but a |
| upside down, against a white background and | | | | diamond of high color can be seen from across |
| compare it to a master set of stones. For | | | | the room. If there are two diamonds that have |
| example, to see an E color stone, it must be | | | | the same level of quality, acceptable price points |
| compared against a D and an F stone. It is | | | | and even the same grading from the laboratories, |
| impossible to see color set in a mounting and | | | | then let your eye be the final judge. After all, you |
| empirically state the exact color. For people who | | | | are ultimately buying a diamond for its beauty and |
| want the best value and quality, buying a G color | | | | sentimentality. While only considering the technical |
| stone is ideal. A G color stone is noticeably whiter | | | | jargon, let your heart be the final judge. |
| then the H, but it is priced in the near color-less | | | | |